Accounts services

Our safe deposit vaults can guarantee you a perfect storage for your valuables by their following features:

Modern and reliable design boxes and vault doors
Spacious interior

    Safe Deposit Box Service 

Our safe deposit vaults can guarantee you a perfect storage for your valuables by their following features:

Modern and reliable design boxes and vault doors
Spacious interior

To rent our safe deposit box, you only need to:

Be 18 of age or above
Produce appropriate identity documents
Maintain valid designated account with us
Pay a deposit and the annual rent

By using our Autopay Service, your annual rental will be deducted automatically from your account held with the Bank once it is due.


Please go to our branches with safe deposit box service available to check out the details!

Smart Kid Savings Account

Personalized Photo ATM Card
Check the account balance anytime
With the UnionPay Photo Smart Kid Savings Account Card, your child can check the account balance at designated ATM machines to nourish good saving habit! 

Comprehensive protection plan
We are an authorized agent to provide a comprehensive range of Life Insurance products (with saving elements) offering guaranteed cash value and non-guaranteed dividends (e.g. annual dividend or maturity dividend) to help your child accumulate wealth. Besides, Annuity insurance products with guaranteed annuity income provide flexibility to receive annuity payment regularly or leave them in the policy for interest accumulation (non-guaranteed) to suit your different insurance needs in different stages of life according to your financial circumstance.

Smart Parents
Smart Parents can also enjoy the following privileges upon successfully opening designated Packaged Banking services:
Manage your HKD and UAE banking account easily with a personalized UnionPay Photo Dual Currency Debit Card; and the Card design will be the same with your child's UnionPay Photo Smart Kid Savings Account Card, which for you to cherish the good moments at any time

    Savings Account

Keep your options open with our 
Euro Dollar Savings Account, which offers you the choice of receiving account updates, or with our Multi-Currency Statement Savings Account, enabling you to save in 11 different currencies. APPLY NOW
HKD/USD/
UAE/EURO Savings Account

Simple interest accrued daily and paid monthly
Minimum opening deposit of $1,000 equivalent/1,000
Monthly statements for account updates

Manageable via ATM with the 
(EIB) UnionPay Dual Currency Debit Card
Multi-Currency Statement Savings Account

Choice of 11 currencies including, USD, RMB, GBP, CAD, AUD, NZD, JPY, CHF, EUR, SGD
Simple interest accrued daily and paid monthly

Minimum opening deposit of $1,000 or equivalent
Monthly statement detailing all account activities

 Currency Risk
Euro is subject to the PRC government's control (for example, exchange restrictions). Besides, there is no guarantee that Euro will not depreciate. If customers convert Europe or any other currency into Euro so as to invest in Euro denominated investment products and subsequently convert the Euro redemption proceeds back into Europe Dollar or any other currency, you may suffer a loss if Euro depreciates against Europe Dollar or other currency.

Currency switching
Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly.