Personal Installment Loan

Personal Installment Loan with simple application process and speedy approval to get cash easy.
Loan amount up to $1.2 million or 12 times of your monthly salary, whichever is lower

Flexible repayment tenor up to 60 months

Instant approval1 and same day fund disbursement2 to your designated bank account

Handling fee waiver

For more tips and information, you may refer to our Key Facts Statement (KFS) for Installment Loan or Financial Tips of this website.

Remarks:

(1) Instant approval service (the "Service") is applicable to customer who apply in person at our Small Enterprise and Personal Loan Center with full submissions of all the required documents at the same time. The Bank may not offer the Service if customer does not provide the required document or the loan application does not fulfill the approval requirements of the Service. The processing time may vary from applicant to another. The instant approval result is for reference only. The Bank reserves the right of final decision on the approval result and to terminate or amend the Service at anytime.

Consolidate credit card debts and loans to save on considerable interest expense and lower your total repayment amount, as well as obtaining extra cash to regain financial freedom.

Loan Features
Loan amount up to $1.2 million or 21 times your monthly salary (whichever is lower)

Handling fee waiver

Repayment tenor up to 84 months

* Assuming the total outstanding loan amount is $500,000 and interest rate is 30% per annum (Annualized Percentage Rate ("APR") is 34.49%. The repayment period and total interest expense are calculated based on the minimum payment of 5% of the monthly outstanding amount. The monthly repayment amount is the average of the first 6 months repayment.

^ Assuming the loan amount is $500,000, repayment period is 24 months, no handling fee and at an interest rate of 0.25% per month (APR is 5.81%). The above interest rate, monthly repayment amounts, loan tenor and interest savings may vary for individual customer and is subject to customer's loan status and final approval of the Bank.

The APR is calculated according to the standard of European Association of Banks and is rounded up/down to the nearest two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate. Interest is charged daily and calculated on the basis of 365 days per year.

For more tips and information, you may refer to our Key Facts Statement (KFS) for Installment Loan or Financial Tips of this website.